Top Fresno Real Estate Agents
Top Fresno Real Estate agents introduce themselves & discuss why they enjoy Real Estate!
Sheriff using MRAP vehicles America has turned into a war zone!
Sheriff of Local cops need MRAPs heavy armor because America has turned into a war zone.
In a pole barn in Franklin, sharing space with a motorcycle and a boat, sat an imposing military vehicle designed for battlefields in Iraq or Afghanistan, not the streets of Johnson County.
It is an MRAP vehicle is a bulletproof, 60,000-pound, six-wheeled behemoth with heavy armor, a gunner's turret and the word SHERIFF emblazoned on its flank a vehicle whose acronym stands for mine resistant, ambush protected.
We don't have a lot of mines in Johnson County confessed sheriff Doug Cox, who acquired the vehicle. My job is to make sure my employees go home safe.
Johnson County is one of eight Indiana law enforcement agencies to acquire MRAP vehicle from military surplus since 2010, according to public records obtained by The Indianapolis Star. The vehicles are among a broad array of 4,400 items everything from coats to computers to high-powered rifles acquired by police and sheriff departments across the state.
Law enforcement officials, especially those from agencies with small budgets, say they're turning to military surplus equipment to take advantage of bargains and protect police officers. The MRAP has an added benefit, said Pulaski County Sheriff Michael Gayer, whose department also acquired one: It's a lot more intimidating than a Dodge.
Even in Pulaski County, population 13,124, a more military approach to law enforcement is needed these days, Gayer suggested.
The United States of America has become a war zone, he said. There's violence in the work place, there's violence in schools and there's violence in the streets. You are seeing police departments going to a semi-military format because of the threats we have to counteract. If driving a military vehicle is going to protect officers, then that's what I'm going to do.
But, to some, the introduction of equipment designed for war in Fallujah, Iraq, to the streets of U.S. towns and cities raises questions about the militarization of civilian police departments. Will it make police inappropriately aggressive? Does it blur the line between civilian police and the military?
Americans should be concerned unless they want their main streets patrolled in ways that mirror a war zone, wrote Rep. Hank Johnson, D-Ga., co-author of a USA Today article earlier this year. We recognize that we're not in Kansas anymore, but are MRAPs vehicle really needed in small-town America?
How Toys 'R' Us Went Bankrupt | WSJ
For decades, Toys R Us was not only one of the top toy retailers in the United States, it was one of the top retailers period. Until it suddenly wasn’t. Toys “R” filed for bankruptcy in 2017 and liquidated six months later. This is the story of how Toys R Us went bankrupt.
Illustration: Carter McCall/The Wall Street Journal.
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Spring Creek Community School
Laurence and Julian @ grade 2
Leading Company/Secured Cards/Clovis California/How to low your credit score
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Consumer credit allows consumers to get an advance or loan to spend money on products or services for family, household or personal uses repaid at a specified future date. Consumer credit includes purchases obtained with credit cards, lines of credit and some loans. The main advantage of consumer credit is that consumers can purchase goods and services and pay for them later. Consumers can purchase items they need when their funds are low. Consumer credit offers a backup form of payment and one monthly payment. Better Qualified offers the perfect credit management of customer’s credit score. It can determine their interest rates, insurance premiums and dream job.
See full list of Media Credits Better Qualified is a company that uses an active approach to provide that their clients are increasing the benefits that are associated with higher credit scores. Mortgages, Lines of Credit, Deposits, Loans, Student Loans, Credit Cards, and Insurance are just some of the areas that will be evaluated to make sure clients are in a 'better' place when they complete the program. Moreover, derogatory accounts can ruin your credit for decades. Better Qualified’s account managers will attack all of your derogatory accounts with our disputing process. Better Qualified has been successful in removing all derogatory accounts. Some of them are : Late Payments, Charge Offs, Collections, Medical Collections, Student Loans, Judgments, Bankruptcies, Tax Liens, Incorrect Information, and more! Better Qualified will help you achieve your optimal credit profile by making the credit restoration process quick, personal, and effective. Your credit score is the most important number in your life. You need a good score to get favorable financing terms, low credit card rates, and even land a job. Paying of collections that are more than two years old can low your score. Collections, judgments, charge offs are a cause to ask for consultation before you take the actions. Better Qualified has helped thousands of people improve their credit scores with their proven credit management program. BQ experts are ready to offer free credit analysis and to fix your credit score. The California city of Clovis, known as Gateway to the Sierras, sits at the foot of the Sierra Nevada Mountain Range in Fresno County, only 9 miles away from its larger neighbor to the southwest, the city of Fresno. Situated in the midst of California's agriculturally rich San Joaquin Valley, Clovis is bisected by California State Highway 168 and is located near State Highways 41, 99, and 180. Named for Clovis M. Cole, one of its most prominent early residents, Clovis originated as a freight stop along the San Joaquin Valley Railroad (later to become the Southern Pacific Railroad). The community's development was aided by a burgeoning lumbering industry and further boosted by a growing prominence in the grain production and livestock industries. Financial markets in the United States are the largest and most liquid in the world. In 2015, finance and insurance represented 7.2 percent (or $1.293 trillion) of U.S. gross domestic product. Leadership in this large, high-growth sector translates into substantial economic activity and direct and indirect job creation in the United States. Financial services and products help facilitate and finance the export of U.S. manufactured goods and agricultural products. In 2015, the United States exported $119.6 billion in financial services and insurance and had a $46.67 billion surplus in financial services and insurance trade (excluding re-insurance, the financial services and insurance sectors had a surplus of $88.4 billion). The financial services and insurance sectors employed 6.08 million people in 2015.
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To sum up, the major issues that were mentioned are: USS Midway Museum, Paul Oster, Highway of Death, bearer bond, Venice Beach, The Ziggurat, California State Capitol, Wild Water Adventure Park, Manzanar Relocation Center, Old Town Clovis, Colton Hall, education loan, fix credit, Pacific Coast Highway, General Sherman, Sierra National Forest, Twentieth Century Fox Studios, home as collateral, Yosemite National Park, CA, Los Angeles Colliseum, Santa Catalina Island.
Inside Huntington Beach Public Library, Central, and Cultural Center/Huntington Beach, CA
A Closer Look
Arena Nightclub Givin Thanks Ladies Night Fresno Ca Tower District
Givin thanks back to all you independent woman!!! This is it, the biggest party day of the year! No work or no school the next day! Great drink specials, Dj juice playing all your greatest hits all night! Trust us when we tell you book all your VIPs early!!! This event will sell out!!!!!!!!!!!!!!!!
The Savings and Loan Banking Crisis: George Bush, the CIA, and Organized Crime
The savings and loan crisis of the 1980s and 1990s (commonly dubbed the S&L crisis) was the failure of about 747 out of the 3,234 savings and loan associations in the United States. About the book:
A savings and loan or thrift is a financial institution that accepts savings deposits and makes mortgage, car and other personal loans to individual members—a cooperative venture known in the United Kingdom as a Building Society. As of December 31, 1995, RTC estimated that the total cost for resolving the 747 failed institutions was $87.9 billion. The remainder of the bailout was paid for by charges on savings and loan accounts — which contributed to the large budget deficits of the early 1990s.
The concomitant slowdown in the finance industry and the real estate market may have been a contributing cause of the 1990--91 economic recession. Between 1986 and 1991, the number of new homes constructed per year dropped from 1.8 million to 1 million, which was at the time the lowest rate since World War II.
The United States Congress granted all thrifts in 1980, including savings and loan associations, the power to make consumer and commercial loans and to issue transaction accounts. Designed to help the thrift industry retain its deposit base and to improve its profitability, the Depository Institutions Deregulation and Monetary Control Act (DIDMCA) of 1980 allowed thrifts to make consumer loans up to 20 percent of their assets, issue credit cards, accept negotiable order of withdrawal (NOW) accounts from individuals and nonprofit organizations, and invest up to 20 percent of their assets in commercial real estate loans.
The damage to S&L operations led Congress to act, passing the Economic Recovery Tax Act of 1981 (ERTA) in August 1981 and initiating the regulatory changes by the Federal Home Loan Bank Board allowing S&Ls to sell their mortgage loans and use the cash generated to seek better returns soon after enactment; the losses created by the sales were to be amortized over the life of the loan, and any losses could also be offset against taxes paid over the preceding 10 years. This all made S&Ls eager to sell their loans. The buyers—major Wall Street firms—were quick to take advantage of the S&Ls' lack of expertise, buying at 60%-90% of value and then transforming the loans by bundling them as, effectively, government-backed bonds (by virtue of Ginnie Mae, Freddie Mac, or Fannie Mae guarantees). S&Ls were one group buying these bonds, holding $150 billion by 1986, and being charged substantial fees for the transactions.
In 1982, the Garn-St Germain Depository Institutions Act was passed and increased the proportion of assets that thrifts could hold in consumer and commercial real estate loans and allowed thrifts to invest 5 percent of their assets in commercial loans until January 1, 1984, when this percentage increased to 10 percent.
A large number of S&L customers' defaults and bankruptcies ensued, and the S&Ls that had overextended themselves were forced into insolvency proceedings themselves.
The Federal Savings and Loan Insurance Corporation (FSLIC), a federal government agency that insured S&L accounts in the same way the Federal Deposit Insurance Corporation insures commercial bank accounts, then had to repay all the depositors whose money was lost. From 1986 to 1989, FSLIC closed or otherwise resolved 296 institutions with total assets of $125 billion. An even more traumatic period followed, with the creation of the Resolution Trust Corporation in 1989 and that agency's resolution by mid-1995 of an additional 747 thrifts.
A Federal Reserve Bank panel stated the resulting taxpayer bailout ended up being even larger than it would have been because moral hazard and adverse selection incentives that compounded the system's losses.
There also were state-chartered S&Ls that failed. Some state insurance funds failed, requiring state taxpayer bailouts.
Spinosaurus fishes for prey | Planet Dinosaur | BBC
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Life as a Truck-Stop Stripper
Everyone knows what charming places strip clubs can be, but perhaps there is no club so charming as one in Moriarty, New Mexico—a truck stop with taxidermy and the bras of former employees on the walls, a few poles, a shitload of black light, and plenty of titties. Never mind that The Ultimate Strip Club List website describes it as the place where strippers go to die.
Natalia Leite and Alexandra Roxo go Gonzo as they pose as strippers and experience something that can be best described as a Marina Abramovic performance crossed with a bizarro episode of Wife Swap directed by David Lynch's daughters, set in the type of place where a one eyed guy who shot himself in the head dispenses meditation advice to two naked women.
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Southwestern United States | Wikipedia audio article
The Southwestern United States (Spanish: Suroeste de Estados Unidos; also known as the American Southwest) is the informal name for a region of the western United States. Definitions of the region's boundaries vary a great deal and have never been standardized, though many boundaries have been proposed. For example, one definition includes the stretch from the Mojave Desert in California (117° west longitude) to Carlsbad, New Mexico (104° west longitude), and from the Mexico–United States border to the southern areas of Colorado, Utah, and Nevada (39° north latitude). The largest metropolitan areas are centered around Phoenix (with an estimated population of more than 4.7 million as of 2017), Las Vegas (more than 2.2 million), Tucson (more than 1 million), Albuquerque (more than 900,000), and El Paso (more than 840,000). Those five metropolitan areas have an estimated total population of more than 9.6 million as of 2017, with nearly 60 percent of them living in the two Arizona cities—Phoenix and Tucson.
Most of the area was part of the Viceroyalty of New Spain in the Spanish Empire before becoming part of Mexico. European settlement was almost non-existent outside New Mexico in 1848, when it became part of the United States through the Treaty of Guadalupe Hidalgo, while southern areas of Arizona and southwestern New Mexico were added in the later Gadsden Purchase.
AIR Dibrugarh Online Radio Live Stream
ALL INDIA RADIO: DIBRUGARH
PROGRAMME SCHEDULE: FOR 30-01-2020 THURSDAY & 31-01-2020 FRIDAY
M.W 529.1m/KHz.567 F.M. 101.30 MHz
PROGRAMME SCHEDULE: For THURESDAY 30.01.2020
TRANSMISSION III (3.28 PM to 10.30 PM)
3.28 AIR Signature Tune/Opening Announcement
3.30 Mishing Geet: Artist: Arun Morang
3.45 Programme in Mijumishimi
4.05 Programme in Khampti
4.25 Programme in Wanchoo
4.45 News in Hindi
4.55 News in English
5.00 Programme in Idu
5.20 Programme in Tangsa
5.40 Programme in Nocte
6.00 Anchalik Batori
6.05 Programme Summery
6.10 Vrindagaan:
6.15 LAKHIMI: (Gaya Mahilar Anusthan) Interview on “Mahilar Babe Aboishyakio Pusti
Aru Swasthya” With Lukima Baruah
6.45 Sandhiyar Anchalik Batori
6.55 Aajir Prasanga
7.00 News in Hindi
7.05 News in Assamese
7.15 “YUVABANI”: (Youth Programme) Sangeetar Taale Taale
7.45 Adhunik Geet: Artist: Jupitara Bujarbaruah
8.00 Time & Meter Reading: Sponsored Programme: GYANMALINI Dibrugarh Vishya Vidyalayar Dur-Sikhya Sanchalakya Projojana Kora Sikhayarthir Sokolor Babe Anatar Path Dan Anusthan:
8.30 Ghazal: Artist: Somesh Kumar
8.40 Programme Highlight
8.42 Commercial Spot:
8.45 Samachar Sandhya:
9.00 News at Nine:
9.15 Commercial Spot
9.16 Bare Rahania: (Ankia Nator Geet) Artist: Angaraag Mahanta
9.25 Nichar Anchalik Batori:
9.30 Curtain Raiser of 75th Session of Asom Sahitya Sobha to be held at Sualkushi
10.00 Classical Music: (Sarod) Artist: Pt. Brij Narayan Rag: Multani & Kirwani
10.30 Close Down.
PROGRAMME SCHEDULE: For THURESDAY 31.01.2020
TRANSMISSION I (05.28 AM to 9.35 AM)
5:28 AIR Signature Tune:
5:30 Vandemataram/Opening Announcement Mangal Badya
5:35 Bhaktigeeti: 1. Artist: Kankana Borbora (Borgeet-Madhabdev) 2. Artist: Kanaklata Baruah & Pty (Diha Naam) 3. Artist: Dolly Das (Lokageet) 4. Artist: Dilip Kalita (Tokarigeet) 5. Artist: Sudarshana Baruah (Meera Bhajan)
6:00 News in Hindi:
6:05 Chinta & Programme Summary:
6:10 Swasthya Charcha: Interview on “Manoshik Rog” With Dr. Saumitra Ghosh Part: I
6:15 Bidyarthir Anusthan:
6:30 Gandhi Prarthana
6: 45 Folk Music: (Zikir) Artist: Safiur Rahman & Pty
7: 05 News in Assamese
7: 15 Ajir Dinto: / (Morning Information Service)
7.30 Quotation: GEETANJALI: 1.Artist: Rajen Gohain Lyc: Hiren Gohain Tumar Naam… 2. Artist: Rehena Akhtar Hannan Lyc: Labanya Prabha Nath Dukhor Beshere…. 3. Artist: Rupa Ahmed Lyc: Parag Kr. Bhattacharya Mur Sadhonar… 4. Artist: Ram Sasoni Lyc: Anjali Dutta Baruah Neerobe Neerobe… 5. Artist: Reenu Sarmah Lyc: Nagen BorahNekandibi…
7:55 Commercial Spot:
8:00 Samachar Prabhat:
8:15 Morning News:
8:30 North East News Bulletin in English:
8:35 “SURAR PANCHOI” (Composite) Assamese Film Songs
8:50 Puwar Anchalik Batori:
9:00 Jilar Rehrup:
9:05 “ANTARA” (Composite) Hindi Film Songs
9.35 Close Down.
SPECIAL TRANSMISSION
10.53 AIR Signature Tune/Opening Announcement
10.55 The Ho’nble President of India Shri Ram Nath Kovind’s Address to the Members Of Both the Houses of
Parliament on the Occasion of Budget Session of Parliament till the end.
TRANSMISSION II (11.28 AM to 3.30 PM)
11.58 AIR Signature Tune/Opening Announcement
12.00 News in English
12.05 LIVE PHONE IN SURAR SATSORI (Live Phone in Request Programme)
1:00 News in English:
1:05 News in Hindi :
1:10 Troops Programme/
1.40 News in Assamese
1:50 Adhunik Geet: Artist: Jebin Sultana
2.00 Khetir Diha
2.05 Ghazal: Artist: Ashok Khosla
2.15 Dopahar Samachar
2.30 Western Music:
3.00 Close Down.
TRANSMISSION III (3.28 PM to 10.30 PM)
3.28 AIR Signature Tune/Opening Announcement
3:30 Deori Song: Artist: Ranjana Deori & Pty
3:45 Programme in Mijumishimi
4:05 Porogramme in Khampti
4:25 Programme in Wanchoo
4:45 News in Hindi
4.55 News in English
5:00 Programme in Idu
5.20 Programme in Tangsa
5.40 Programme in Nocte
6:00 Anchalik Batori
6.05 Programme Summary & Highlight
6.10 Vrindagaan:
6.15 “GANYA RAIJOR ANUSTHAN” (Rural Programme) /Interview on “Chronic Bronchitis” With Dr. B.N. Mahanta
6:45 Sandhiyar Anchalik Batori
6:55 Ajir Prasanga
7.00 News in Hindi
7.05 News in Assamese
7.15 “CHAH SRAMIKAR ASOR” / (T.G. Programme)/ 1. Jhumoir by Soren Sing Borik & Pty 2. Self Composed Poem Recitation by Mintu Tanti
7.45 Adhunik Geet: Artist: Jebin Sultana
8.00 Time & Metre Reading: Jivanar Digh Bani (Radio Autobiography) Interview with Homen Borgohain (Eminent Writer, Journalist) Interviewer Jayanti Chutia Part: III
8.30 Borgeet: Artist: Gitimoni Nath
8.40 Programme Highlight
8.42 Commercial Spot:
8.45 Samachar Sandhya:
9.00 News at Nine:
9.15 Commercial Spot:
9:16 Bare Rahania: (Gujrati Folk Song) Artist: Diwaliben Bhil
9:25 Nishar Anchalik Batori
9.30 Radio Report on the 1st Days Proceedings of Asom Sahitya Sobha Held at Sowalkuchi
10.00 QUESTION HOUR IN PARLIAMENT/Classical Music: (Vocal) (Stand by) Artist: Kishori Amonkar Rag: Gaud-Sarang
10.30 Weather Report/ Time Reading Closing Announcement Close Down…………
11.00 News in English
11.05 News in Hindi
11.10 Close Down.