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Phoenix City Council Policy Session - September 12, 2017
Phoenix City Council Policy Session - September 12, 2017
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Live Tucson Real Estate with Darren and Tony Ray - Episode 4
Happy Saturday! i'm Darren Jones with Tierra Antigua Realty and I'm Tony Ray Baker with the same company.Today, we're going to talk about three steps to buying a home, Tony Ray is going to talk about no money down payment assistance programs, and I'm going to tell you a little bit later about some fun things to do this weekend and throughout the month in Tucson and the
surrounding areas, and stay tuned, Tony's going to tell you about a really cool app you need to download.
Yeah, I'm excited about the app I cant wait to talk about it!
Three easy steps to buying a home:
One of the things that we keep running into is people are a little overwhelmed with the thought process of buying a home. Buying a house is it can seem overwhelming and we get that, so we want to tell you there's really three easy steps to buying your home in Tucson; and I even wrote them down!
Number one is hiring the right realtor.
Number two is hire the right loan officer
Number three is we go find you home.
We take care of everything for you so it really is easy. We are your guide to help walk you through the whole process. The key for you to making this happen is just making sure that you have
the right realtor, the right lender, and then everything else takes care of itself!
So how do you pick the right realtor?
Here's what i would do; full-time only and I would definitely go for somebody who has at least 10 years experience and i'll tell you why: If you read Outliers by Malcolm Gladwell, he discusses the the 10,000 hour rule in any business or anything you do. It takes about ten thousand hours to master what you're doing, so realtors, loan officers, anybody in any type of profession should really have 10,000 hours which equates to full-time about 10 years.
I would make sure that they are somebody that sells at least two homes a month. If they're not selling homes atleast two homes a month then they're not selling the average. You want somebody who has tons of experience and selling more than two homes month means dealing with a lot of contracts and negotiations.
If it were me hiring a Realtor in another city right now, I'd be asking them to give me clients that are happy to talk to me and and will tell me about their experience with you (the Realtor). That's a big deal, and I think we don't do that enough in any industry. We're just as guilty... When someone refers us, do we go in and say give us some people to talk to? I would ask definitely ask if they have that. Last thing, I would say they have to answer all your phone calls and emails in a timely manner, and that would be within 24 hours. If it's after five or six o'clock at night, expect them to call you back the next day.
Probably my biggest thing is i go by instinct, which is another book by a Malcolm Gladwell you want to read called Blink. You gotta be with this person, this Realtor, every day for a long time, shopping for houses and with them in negotiations. I would say, make sure you trust them, just trust your instincts. If you get along, if you can trust that they're looking out for your best interests, that's your Realtor.
How would you hire the right loan officer?
By the way, we're going to refer to the right loan officer, but this loan officer should have four qualities.
You want to make sure that they they also have referrals that are willing to speak with you. Ten years of experience and also good licensure and education.
One of the things that you bring up there is licensing. I want to tell you: in the state of Arizona, loan officers are licensed. If you go to a bank that has tellers, they are probably not licensed and there's probably a very limited portfolio, so we're never going to send you to a bank with tellers as they're not going to process that mortgage as smoothly. Maybe there's a couple great loan officers at a bank but reality is we really want a loan officer who works all day, every day in the business doing loans. Their hands are pretty tied, they work for the bank and they're going to give you a loan from the bank, they're not going to shop for best interest rates. They have a limited portfolio they can only do so much. Many of them are not licensed and that's not a good thing, so it's very important.
But again, we'll walk you through that step so really all you need to do is hire the right Realtor, then it;s all done. One step to buying a house!
It's a holiday weekend, we hope you have some fun! Don't forget to call us 520.631.8669 or visit us at SeeTucsonHomes.com!
Tony Ray Baker, ABR, CRS, GRI, EcoBroker, NARgreen
(520) 631-TONY (8669)
TonyRay@SeeTucsonHomes.com
Full Time REALTOR® Helping Buyers and Sellers with Residential Real Estate in AZ Since 1994
Tierra Antigua Realty - 216 E Congress Street Tucson, AZ 85701
Equal Housing Opportunity
Governor Forum - Hosted by the Tanque Verde Democrats
The three Democratic candidates for governor participated in a forum in Tucson on July 14th. The format was 2 minutes for an opening and a closing statement and 90 seconds to answer each question. The questions were submitted that morning by members of the audience and the candidates did not have the questions in advance.
Suspense: Heart's Desire / A Guy Gets Lonely / Pearls Are a Nuisance
One of the series' earliest successes and its single most popular episode is Lucille Fletcher's Sorry, Wrong Number, about a bedridden woman (Agnes Moorehead) who panics after overhearing a murder plot on a crossed telephone connection but is unable to persuade anyone to investigate. First broadcast on May 25, 1943, it was restaged seven times (last on February 14, 1960) — each time with Moorehead. The popularity of the episode led to a film adaptation, Sorry, Wrong Number (1948), starring Barbara Stanwyck. Nominated for an Academy Award for her performance, Stanwyck recreated the role on Lux Radio Theater. Loni Anderson had the lead in the TV movie Sorry, Wrong Number (1989). Another notable early episode was Fletcher's The Hitch Hiker, in which a motorist (Orson Welles) is stalked on a cross-country trip by a nondescript man who keeps appearing on the side of the road. This episode originally aired on September 2, 1942, and was later adapted for television by Rod Serling as a 1960 episode of The Twilight Zone.
After the network sustained the program during its first two years, the sponsor became Roma Wines (1944--1947), and then (after another brief period of sustained hour-long episodes, initially featuring Robert Montgomery as host and producer in early 1948), Autolite Spark Plugs (1948--1954); eventually Harlow Wilcox (of Fibber McGee and Molly) became the pitchman. William Spier, Norman MacDonnell and Anton M. Leader were among the producers and directors.
The program's heyday was in the early 1950s, when radio actor, producer and director Elliott Lewis took over (still during the Wilcox/Autolite run). Here the material reached new levels of sophistication. The writing was taut, and the casting, which had always been a strong point of the series (featuring such film stars as Orson Welles, Joseph Cotten, Henry Fonda, Humphrey Bogart, Judy Garland, Ronald Colman, Marlene Dietrich, Eve McVeagh, Lena Horne, and Cary Grant), took an unexpected turn when Lewis expanded the repertory to include many of radio's famous drama and comedy stars — often playing against type — such as Jack Benny. Jim and Marian Jordan of Fibber McGee and Molly were heard in the episode, Backseat Driver, which originally aired February 3, 1949.
The highest production values enhanced Suspense, and many of the shows retain their power to grip and entertain. At the time he took over Suspense, Lewis was familiar to radio fans for playing Frankie Remley, the wastrel guitar-playing sidekick to Phil Harris in The Phil Harris-Alice Faye Show. On the May 10, 1951 Suspense, Lewis reversed the roles with Death on My Hands: A bandleader (Harris) is horrified when an autograph-seeking fan accidentally shoots herself and dies in his hotel room, and a vocalist (Faye) tries to help him as the townfolk call for vigilante justice against him.
With the rise of television and the departures of Lewis and Autolite, subsequent producers (Antony Ellis, William N. Robson and others) struggled to maintain the series despite shrinking budgets, the availability of fewer name actors, and listenership decline. To save money, the program frequently used scripts first broadcast by another noteworthy CBS anthology, Escape. In addition to these tales of exotic adventure, Suspense expanded its repertoire to include more science fiction and supernatural content. By the end of its run, the series was remaking scripts from the long-canceled program The Mysterious Traveler. A time travel tale like Robert Arthur's The Man Who Went Back to Save Lincoln or a thriller about a death ray-wielding mad scientist would alternate with more run-of-the-mill crime dramas.