Tumbi Umbi is a mostly semi-rural suburb of the Central Coast region of New South Wales, Australia, located northwest of Bateau Bay. It is part of the Central Coast Council local government area. It is a somewhat distributed community on the shores of Tuggerah Lake and associated with the creek that feeds into that body of water. In Aboriginal times the description A place of much water accurately described the swamp land that has now been extensively drained and populated with housing, industrial estates, a school, Mingara Recreation Club, Mingara One Fitness and Aquatic Centre, a pistol range and Glengara Retirement Village.
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